No — not automatically. Most Homeowner insurance policies do not cover personal property or contents inside a vacant home, which means your homeowner’s policy typically won’t cover our Staging inventory. To address this gap, we offer optional Stagers Risk Management (SRM) insurance to protect our inventory while it is in your home. This policy covers theft, vandalism, water damage, fire, and other covered perils. SRM policies start at $250 for 60 days. Ask us for details.